Looking for a bank while you are in town? Look no further. You’ve probably heard that credit unions are different than banks, but what is it exactly? The big difference is you – credit unions are not-for-profit cooperatives owned by the very people they serve, members just like you. They exist solely to serve their members, not to enrich a small group of stockholders. So decision making is a bit easier at credit unions – they’re seeking to return the most value to each member at all times. Credit unions are run by democratically elected and volunteer Board of Directors; it’s democracy in action – for the people by the people!